Opt-Out/Renúncia

Se você não quiser o Plano de Seguro Saúde Estudantil, você deve recusar ou cancelar a cobertura enviando uma renúncia. Você só pode cancelar a cobertura durante os seguintes Períodos de Renúncia:

Todos os alunos matriculados no curso Medical University of South Carolina são responsáveis ​​por manter o seguro saúde e fornecer as informações de cobertura a cada semestre de matrícula em seus respectivos programas.

Todos os alunos matriculados em Medical University of South Carolina que desejarem optar por não participar do Plano de Seguro Saúde Estudantil (SHIP) devem enviar informações sobre cobertura alternativa por meio do Sistema de Isenção Academic HealthPlans. Para que a isenção seja aprovada, sua cobertura de saúde alternativa deve atender aos requisitos listados abaixo e ser enviada com a documentação comprobatória antes do prazo final.

Please review the requirements below prior to submitting your waiver request.

1. Plan must be fully compliant with the Affordable Care Act (ACA):

• • Provide the Essential Minimum Benefits required by the ACA with no annual limits. A list of the Essential Minimum Benefits can be found here:https://www.healthcare.gov/glossary/essential-health-benefits/
  • Contain no exclusions for pre-existing conditions.
  • Covers 100% of Preventive Care as defined by the ACA. A list of these preventive services can be found here:https://www.healthcare.gov/coverage/preventive-care-benefits/.

2. Coverage must be effective on or before August 1, 2026.
3. Coverage must extend through the semester including breaks and holidays.
4. Alternate insurance must provide full benefits in the state of South Carolina.

 In addition, International Students:

5. Proof of Repatriation and medical evacuation expenses in the combined amount of no less than $50,000. If the health plan does not include medical evacuation and repatriation, a rider must be purchased providing coverage at equal limits to the SHIP.

NOTE: The following plan(s) will NOT be acceptable for waiver approval for Domestic and International waiver submissions:

• Healthcare Sharing Plans are not accepted.
• Short-term coverage plans are not accepted.
• Financial Assistance plans are not accepted.
• Travel plans or plans that require you to pay for treatment yourself and then apply for reimbursement are not accepted.